Every family needs a vacation once in a while, but not every family has the kind of budget that allows such a thing. Luckily, with a little planning, just about any family can find enough savings to take a vacation.
Cut down on eating out
Often, one of the biggest expenditures in a family budget is food, and this is often the case because of eating out. If your family dines out several nights a week and if everyone buys lunch every day, you are spending a lot of money. Having everyone take their lunch to work and school and cutting one dinner out every month can save hundreds or even thousands of dollars that could be put toward vacation savings.
Shop around and compare prices for services
You may think you have the best deal out there on satellite TV or cell phone service, but you’ll never know for sure without checking out what else is available. If you aren’t locked into a cell phone plan for a specific period of time, then it’s real easy to simply check with other providers to see if they offer a better deal. The same goes for the features you have. If you don’t spend much time on the web on your phone, then maybe you don’t need the unlimited data plan. Likewise, if you never make long-distance calls, perhaps you don’t need unlimited long distance.
If you absolutely do have the lowest price on your cell phone or for your television service, you might still be able to save money by bundling services. If you have three different companies for cable, phone and Internet, you might be able to save money by moving them all to the same provider. Companies often offer large discounts of 25 percent or more when you bundle services. It’s not just telecommunications providers that give you discounts for bundling. You can save by bundling insurance policies as well. If you get home and auto insurance from the same company, you could save several hundred dollars a year vs. getting them with separate companies.
Be frugal on necessities
Using coupons, shopping end-of-season sales and buying in bulk can save you lots of money you can put toward vacations. If you have a freezer, you can stock up on meat and other frozen items. If you have kids and find good deals on clothes, buy more than one size and stow them away for the future.
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