Summer can be a time in which many Americans like to spend more money than they might during the rest of the year. There are many fun things to do that can take time and money. Those who might try to spend as much as they can might need a bankruptcy attorney. Tacoma, Washington has many attorneys who can help with Chapter 13. Tacoma is not terribly unique in this respect, but it is necessary for Washingtonians to try and cut down spending. Here are five ways it can be done.
5. Make the Kids Get a Job
If a teenager is old enough to get a job, they should. It not only teaches responsibility, it also saves money because the next time said teenager needs cash to go to the movie, they have it readily available from their freshly earned paycheck.
4. Downsize a Car
Many people have more car than they need. All that a car is necessary for is to get from point A to point B. Instead of looking at practicality, a large number of Americans look at a car as a status symbol. Those who do not will be ahead when it comes time to pay the bill. A $200 car payment is much more preferable than a $500 payment.
3. Avoid Paying for Memberships
There is a desire on the part of many to get a membership to a country club or a community pool. For those who want to play golf or swim on a regular basis, this might makes sense. However, most people will have to work are large portion of the week. Therefore, the question should be, “How much will this membership get used?” Most people would benefit from playing at the local municipal course or swimming at the local pool and paying per use.
2. Rent a Boat or an RV
A goal for some Americans is buying a boat or an RV for recreation. Those who feel the urge to do so should look at no. 3 above. Most people who purchase such luxuries will not get the use out of them that they might think. For the vast majority of people, renting a boat or an RV for a few days makes much more sense than going into debt to buy them.
1. Avoid a Costly Vacation
Who does not like Mickey Mouse? Disneyland is on just about everyone’s radar for a family vacation at some point. However, taking a trip to the closest state park with its hiking trails and swimming pools might make more sense from a financial standpoint. Downsizing a vacation can save quite a bit of money.
While saving money might be difficult, summer spending can be cut by taking these five steps.
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